What drives the cost of car insurance? Unfortunately, it is a lot more than your accident history or the type of car you own. In fact, insurance rates are like a puzzle made up of several pieces of different sizes. The bigger pieces represent the most influential factors in your rates, whereas the smaller pieces […]
What is an Umbrella Policy?
Bad things happen to well-intentioned people. That’s why we have insurance. The question is: Are your current liability coverage types and limits enough to protect you against a major lawsuit? Financial liability laws in many states allow a victim to pursue you for damages more than that which is covered by your home, auto, or […]
Do I Need Flood Insurance?
What is the difference between flood insurance and water backup protection? Doesn’t your homeowners insurance protect you against water damage? These are the types of questions many homeowners have every day when faced with a water-related loss. While it is possible to protect yourself against most water-related scenarios, the details surrounding that coverage can be […]
Should I File an Insurance Claim?
No one anticipates filing a claim, but when you experience a loss, the first thing you might think of doing is contacting your insurance company. It is nice to know that your home and auto insurance covers you for a wide range of events, from minor storm damage to major collisions. However, filing a claim […]
Do I Need Rental Car Insurance?
If you have ever rented a vehicle, you know you can not drive off the lot without being pitched an offer for rental car insurance. Also known as a collision damage waiver, you may even feel pressured into purchasing this coverage “just in case.” This is especially true if you are misinformed about your coverage […]
Giving the Gift of a New or Used Car
Do you dream of wrapping a new set of keys and stuffing them in a stocking? Perhaps you would love to park a new car in the driveway topped with one of the giant red bows you see in the commercials. If you want to become a part of the 17 percent of people who […]
Essential Tips for Safer Fall Driving
Autumn is in full swing here in the Oakdale area, which means the leaves are falling and the air is brisk. With Daylight Savings Time behind us and shorter days ahead, there is no doubt that the changing seasons will bring safe driving challenges. Car insurance agencies file many claims for their customers during this […]
Four Big Secrets to Getting the Most Accurate Online Car Insurance Quote
If you’ve ever used the Internet to get an online car insurance quote, you probably answered dozens of questions before being given a price. If you decided to pursue a particular offer, you might have been dismayed to find that the actual final quote was much different than what you were quoted online. So why […]
6 Things to Include in Your Parent-Teen Driving Agreement
As a parent, you play a significant role in teaching your teen about driving safety. It is a skill that is learned through practice and frequent conversations. Talking with your teen is one way you can help convey your expectations and encourage smart decision-making. Not only will this help your teen safe, but it may […]
Car Insurance Is for More than Just Accidents
You already know you can rely on your car insurance collision coverage to come through when your vehicle is damaged in an accident. Outside of a small deductible, your insurance could spare you thousands of dollars in repair or replacement costs. What you may not know, however, is the many ways car insurance can help […]
